Vendors are pitching stablecoin programs to community banks and credit unions — the TruStage TSDA coin being the most visible example aimed at our industry. Before committing, it's worth understanding the quieter, more deposit-friendly alternative regulators recently put on firmer footing. Here is the choice in plain terms.

The One Big Beautiful Bill Act (OBBBA), enacted July 4, 2025, restores immediate expensing for domestic research and experimental costs. For qualifying small businesses, this creates both retroactive refund opportunities for 2022-2024 and go-forward tax savings starting in 2025.

The Top 10 Effects of OBBB Tax Law on Small Businesses

by Gardner Oleson, CPA Technology and General Business Practice Leader In today’s fast-paced tech landscape, CFOs and CEOs of startups and small firms rely on financial analytics to transform raw data into strategic insights. By integrating dashboards, scenario planning, and real-time KPIs into your finance function, you can make faster, smarter decisions that unlock growth. Here are some key points to consider. REAL-TIME DASHBOARDS & KPIs Consolidate data from accounting sys

by Kevin Sarney, CPA Life Sciences Practice Leader Taking a company public through an IPO is a significant milestone, but it also introduces a new set of financial reporting responsibilities. Many firms, after the initial excitement of going public, find themselves unprepared for the rigorous quarterly reporting requirements mandated by the U.S. Securities and Exchange Commission (SEC). At Charles River CFO (CRCFO), we specialize in providing fractional finance services to su

Why Startups Are Turning to Fractional CFOs, Controllers, and FP&A Specialists to Scale Smartly by Gardner Oleson, CPA Technology and General Business Practice Leader In today's fast-paced technology landscape, startups scale–sometimes rapidly–with lean teams and limited resources. Financial leadership is crucial, yet hiring a full-time CFO or building an in-house finance department may not be feasible. This is where fractional finance professionals—such as CFOs, controllers,

Recently, Jack McCullough, CFO thought leader, author, Founder and President of The CFO Leadership Council, and member of Charles River CFO’s Advisory Board, presented his perspectives for 2025 to our team. 1. Economic Landscape and Policy Outlook CFO optimism is rising with confidence projected to reach 2021 levels (StrategicCFO360). Pro-business policies at the federal level including lower corporate taxes and deregulation may boost growth. Global trade risks persist and su

Join us for our quarterly "CFO Call" Webinar Series Wednesday, November 13, 11:30 AM -12:30 PM EST With 2025 fast approaching, now is the time to address two important topics that may be on your planning horizon. First, we will review key considerations and a suggested timeline of actions if you are planning a potential public offering. Additionally, we will provide an overview of the Financial Crimes Enforcement Network's (FinCEN) new Beneficial Ownership Information (BOI) f

Three Key Challenges for Review this Fall As we approach year-end insurance renewals, it's crucial to review three important areas: Directors and Officers (D&O) insurance, clinical trial insurance, and cyber insurance. Early planning ensures your firm is prepared for upcoming changes and challenges. 1. Directors and Officers Insurance D&O insurance has experienced substantial changes since 2020. According to S&P Global, premiums increased by 38% in 2021 and 41% in 2022. Whil

With last week's solstice announcing summer, some adhere to tradition by leaping over bonfires for protection throughout the year. However,

Understanding potential tax-saving strategies is crucial. One such strategy is the Massachusetts Security Corporation (MA Security Corp).

Seven areas of expertise an insightful CFO brings to a small business.